ChekAlert - fraud detection

ChekAlert notifies branches when an account is suspect. ChekAlert closes the feedback loop between the corporate fraud department discovering a questionable account, and the branches unquestioningly accepting an item on the same ABA/account.

With ChekAlert enabled, a central ALERT database is maintained at the central office of suspect ABA/Account combinations. When corporate fraud identifies an account as suspect, the account and ABA number are entered into the ALERT database on the SQL server. The central office can then notify all ChekScan workstations via an Instant Messenger to update local ALERT tables. Thus, if one check is entered into the system and determined to be stolen or otherwise suspicious, all branches can be notified.

The next time a check is scanned by a teller, the ABA/Account is cross-checked with the ALERT database. If a check is presented that is in the ALERT database, the teller is immediately notified.

This information is transmitted to branches as soon as possible, based on the ability of the central server/administrator programs to contact the branches. If the information is in real time, and a match is found, an ALERT is immediately raised to the teller, who responds according to policy. Additional policies/crosschecks may be appropriate.

Return to ChekScan Pro features >

See also

• ACH options - there are three ways for businesses to clear checks through the Automated Clearing House: POP, ARC, and BOC. See how they compare to each other .
• Check 21 changes - a fundamental change is occurring in the world of checks, for both businesses and banks
• remote capture with remote deposit - ChekDirect solves the problem simply
• remote capture without remote deposit- TEKScan provides one-sided scanning for simple microfilm or photocopying replacement
• back office conversion - TEKScanRC helps you collect the information needed to package information for ACH clearing
• ACH - ACHLink connects your check scanner with the ACH network
• check scanner choices - single feed or batch scanning, one- or two-sided scanning. Digital Check. Canon. Magtek.
• check imaging solutions - the ChekScan suite of products offers a variety of check imaging software, from stand-alone to networked to enterprise
• software/feature checklist - which ChekScan software product best meets your needs? our checklist can help you decide
• ChekScan testimonial - Digital Check thinks highly of our products; see why

Contact us for more information.