Remote deposit

Check 21 allows you to use images of checks for deposit, and thus creates the opportunity to handle your check deposits from your business, without needing a trip to the bank.

Remote capture -- also known as "merchant capture," and "remote deposit" -- provides outlying points of service with the ability to collect check images and MICR lines at the merchant site, validate those images and data, and forward them for further processing to a bank or central server from anywhere that there are internet TCP/IP services available. Remote deposit systems can be placed out in the community in a cost-efficient fashion for a small per-item change.

Remote deposit generates a savings in effort and improved cash flow for the business, and a favorable ROI for the bank itself. Remote deposit saves businesses time and effort to rush to make bank deposits, and helps the bank itself spread out the automation load in order to provide an overall faster throughput for clearing and settlement when coupled with Check21 item processing.

We offer options in remote capture and remote deposit:

• ChekDirect - remote deposit capabilities, using a Digital Check or Canon scanner
• TEKScan - remote capture without remote deposit, using a Magtek scanner

Remote deposit activities interface with the bank. Merchants can also interface with the ACH system without leaving the store, using back office conversion.

See also

• ACH options - there are three ways for businesses to clear checks through the Automated Clearing House: POP, ARC, and BOC. See how they compare to each other .
• Check 21 changes - a fundamental change is occurring in the world of checks, for both businesses and banks
• remote capture with remote deposit - ChekDirect solves the problem simply
• remote capture without remote deposit- TEKScan provides one-sided scanning for simple microfilm or photocopying replacement
• back office conversion - TEKScanRC helps you collect the information needed to package information for ACH clearing
• ACH - ACHLink connects your check scanner with the ACH network
• check scanner choices - single feed or batch scanning, one- or two-sided scanning. Digital Check. Canon. Magtek.
• check imaging solutions - the ChekScan suite of products offers a variety of check imaging software, from stand-alone to networked to enterprise
• software/feature checklist - which ChekScan software product best meets your needs? our checklist can help you decide
• ChekScan testimonial - Digital Check thinks highly of our products; see why

Contact us for more information.